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Blackjack
The basics
The object of the blackjack game is to accumulate cards with
point totals as close to 21 without going over 21. Face cards
(Jacks, Queens and Kings) are worth 10 points. Aces are worth 1
or 11, whichever is preferable. Other cards are represented by
their number.
If player and the House tie, it is a push and no one wins. Ace
and 10 (Blackjack) on the first two cards dealt is an automatic
player win at 1.5 to 1, unless the house ties. A player may stand
at any time.
Playing blackjack
To win you need to beat the dealer without busting. You bust when
your cards total to more than 21 and you lose automatically. The
winner is whoever has closest to a total of 21. You reach 21 by
adding up the values of the cards.
The blackjack table seats about 6 players. Either six or eight
decks of cards are used and are shuffled together by the dealer
and placed in a card dispensing box called 'Shoe'.
Before receiving any cards players must place a wager. Then the
players are dealt two cards face up. The dealer gets one face up,
one face down. Each player in turn either stays or takes more
cards to try and get closer to 21 without busting. Players who do
not bust wait for the dealer's turn. When all the players are
done, the dealer turns up the down card. By rule, on counts of 17
or higher the dealer must stay; on counts of 16 or lower the
dealer must draw.
If you make a total of 21 with the first two cards (a 10 or a
face and an Ace), you win automatically. This is called
'Blackjack'. If you have Blackjack, you will win one and one-half
times your bet unless the dealer also has Blackjack, in which
case it is a Push or a Tie (or a Stand-off) and you get your bet
back.
The remaining players with a higher count than the dealer win an
amount equal to their bet. Players with a lower count than the
dealer lose their bet. If the dealer busts, all the remaining
players win. There are other betting options namely Insurance,
Surrender, Double Down, Even Money and Split.
Insurance: side bet up to half the initial bet against the dealer
having a natural 21 - allowed only when the dealer's showing card
is an Ace. If the dealer has a 10 face down and makes a
blackjack, insurance pays at 2-1 odds, but loses if the dealer
does not.
Double Down: double your initial bet following the initial
two-card deal, but you can hit one card only. A good bet if the
player is in a strong situation.
Even Money: cashing in your bet immediately at a 1:1 payout
ratio when you are dealt a natural blackjack and the dealer's
showing card is an Ace.
Split Hand: split the initial two-card hand into two and play
them separately - allowed only when the two first cards are of
equal value. Use each card as the start to a separate hand and
place a second bet equal to the first.
Hard Hand: A hand without an Ace or with an Ace valued at 1
is said to be hard in that it can only be given one value, unlike
a Soft Hand. (You can value an Ace 1 or 11 to suit you).
Soft Hand: A hand that contains an Ace counted as 11 is
called a Soft Hand.
Splitting: Player may split when his first two cards are
matched (e.g. 6-6 3-3 etc.). Player put up another bet equal to
his first one, draws to the first hand, and plays it out. He the
draws to the second hand and plays that out.
When Aces are split, only one more card is received with each
Ace. This splitting variation occurs only with Aces.
Tens received with Aces do not make a blackjack.
Pairs may be split up to 4 times.
Always split Aces and 8's, never split 5's or 10's
If a dealer has as Ace showing, Dealers says "Insurance Anyone"
House advantage (approximate, may vary with different rules)
Without basic strategy 7% average.
With basic strategy 0.5% or less.
Card counting can reverse the advantage up to 1% to the player.
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